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How to Withdraw from Prediction Markets: Step-by-Step

Complete guide to withdrawing funds from Polymarket, Kalshi, and other prediction markets. Crypto withdrawal, bank transfer, fees, and timing explained.

Marc Jakob
Senior Editor — Prediction Markets · · 3 min read
✓ Fact-checked · 📅 Updated 1 May 2026 · 3 min read
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Key takeaway: Cashing out from prediction markets generally requires converting your holdings into USDC (or USD), moving funds to your own wallet or bank account, and then exchanging for your home currency. Depending on your chosen platform and withdrawal method, this can take anywhere from 5 minutes up to 3 business days.

Understanding how to withdraw from prediction markets matters just as much as mastering the deposit process. Many beginning traders concentrate on acquiring shares but find themselves unprepared for the mechanics involved in actually realising their gains. This article walks through the major platforms available.

Withdrawing from Polymarket

  1. Exit your position — offload your shares via the order book (alternatively, hold until market settlement for the complete payout)
  2. Go to Portfolio → Withdraw
  3. Pick your withdrawal chain — Polygon (minimal cost, nearly instantaneous) or Ethereum (steeper gas costs, 5-15 minutes)
  4. Input your wallet address — verify multiple times; once a blockchain transaction is sent, it cannot be reversed
  5. Authorise the withdrawal — your USDC will land in your self-custody wallet between 1-10 minutes if using Polygon
  6. Exchange to fiat currency — push your USDC to Coinbase, Kraken, or Binance and trade for EUR/USD/GBP, then move to your bank account

Withdrawing from Kalshi

Kalshi operates via conventional banking infrastructure given its status as a CFTC-registered exchange:

  1. Head to Account → Withdraw
  2. Choose your connected bank (ACH) or international wire
  3. Specify the amount and approve
  4. Money reaches your account within 1-3 business days (ACH) or the same business day (wire, $25 charge)

Common Withdrawal Issues

Issue Cause Solution
Withdrawal pending for hoursBlockchain traffic delays or regulatory screeningHold tight for a full day, then reach out to customer service
Wrong network selectedTransferred USDC via Polygon to an address that only accepts EthereumRecovery is possible if you own the corresponding private key
KYC re-verificationSubstantial withdrawal initiates regulatory checksDeliver required paperwork without delay
Minimum withdrawal not metPlatform enforces a floor on withdrawal amountsAdd funds to reach the required floor

Withdrawal Fees by Platform

Platform Method Fee Speed
PolymarketPolygon USDC< $0.011-5 min
KalshiACHFree1-3 days
KalshiWire$25Same day
PolyGramPolygon USDCFree1-10 min

Tax Implications of Withdrawals

The act of withdrawing itself does not create a taxable situation — however, selling your shares (exiting your position) absolutely does. Consult our prediction market tax guide for comprehensive information on filing obligations across the United States, European Union, and United Kingdom.

PolyGram streamlines the entire process with an intuitive deposit and withdrawal interface. Start trading on PolyGram →

Marc Jakob
Senior Editor — Prediction Markets

Marc has covered prediction markets and crypto order flow since 2018. Writes for PolyGram on market structure, on-chain settlement, and regulatory developments.